Your family decides to take a vacation and go on a long road trip in your car. The trip is supposed to take 15 hours, but Google shows a faster way that only takes 13.5 hours. You choose the shorter route, even though it goes through a jungle.

As you drive through the jungle, your car suddenly stops working. There’s no phone signal and no one around to help, and you feel really scared. You try to fix the car and hope to find a signal to call for help.

You try your best to come out of the situation and that`s what happens in real life if you survive. You do your best to achieve your goals whether it’s your retirement, child`s higher education, buying a house or any other goal.

Now, imagine another scenario where you’re not with your family. They’re on a trip, and you talk to them on the phone for the first few hours. But then, you can’t reach them for 2-3 hours. You’re worried, but you know which way they were going, so you decide to follow their path, even though you’re 5-6 hours away.

Then you remember a friend who lives near that area. You call your friend and ask him to check on your family. He agrees and finds them within an hour, letting you know they’re safe but their car is broken. You feel much better knowing they’re okay.

Now who is that friend, who will help your family if you are not around. To put bluntly, who will help your family financially if you die. No one can fill in the emotional loss but your family has to survive financially.

That friend is money which gives financial safety to your family if you are not around.

And how do you ensure that your family is financially safe, if you are not around- buying a term insurance.

If you live, you can do your best to give your family everything they want. But if you do not, ensure that they do not have a struggle financially.

Lesson 2: Do your best, prepare for the worst – buy a term insurance.